FIRE & retirement
Financial independence, retirement corpus and the rat race. 13 posts, newest first.
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What a sane FIRE portfolio actually looks like
What should a sane FIRE portfolio actually look like? If you listen to the internet, the answer can be insane: Go 90% or 100% into equity!
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What FIRE corpus should you actually target?
“You spoke about FIRE in one of your earlier posts, but what corpus should someone actually target?” One of my regular carpoolers asked me this yesterday. Had to tell her there is no…
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“I love my work. Why worry about FIRE?”
"I love the work I do. Why should I even worry about FIRE?" An ex-colleague recently made this statement. He added:
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“The day I have ₹10 crore, I'll quit the rat race”
"The day I have 10 Cr, I will quit the RatRace!" A frustrated friend made this bold statement recently. I asked him a simple question:
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Retiring with ₹2–3 crore? It's less than it sounds
Recently, a connection on LinkedIn asked me: “What would you recommend for someone retiring with a ₹2–3 Cr corpus?” At first glance, ₹2–3 Cr sounds like a huge amount. But for a retired…
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How much is much? The ₹40 crore retirement panic
How Much is Much??? Recently, a friend called me in panic. He had just heard a podcast where someone spoke about a ₹40 Cr Retirement corpus. Problem? He wasn’t even close.
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90% equity right before FIRE? Only with a finfluencer
One of the most 'funniest' tweets I read today 👇 Because no sane person who is about to achieve FIRE sits on 90% equity, unless their advisor is a Finfluencer! Remember, FIRE isn’t just…
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FIRE at 40 with 30x expenses. Is that enough?
Recently, an ex-colleague called me. “Bro, at 40… I’ve achieved FIRE (Financially Independent, Retire Early).” I congratulated him and asked about the numbers. “30x corpus. I’m done working…
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The “magic” of SWPs at an assumed 12%
I recently read an article on a popular finance platform glorifying the “magic” of Systematic Withdrawal Plans (SWP). The example looked comforting: - Assumed 12% annual returns
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A senior citizen's retirement portfolio, and the hidden risk
Recently, a SeniorCitizen approached me to review his retirement portfolio. At first glance, everything looked impressive: a healthy corpus, reasonable asset allocation, and enough money to…
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Is FIRE a Western concept? Not anymore
💰 Is FIRE (Financially Independent, Retire Early) a Western Concept? If someone had asked me this question a decade ago, I would’ve said yes, but not anymore. A decade back, layoffs were…
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Does our job define who we are?
Does Our Job Really Define Who We Are? While discussing FIRE (Financially Independent, Retire Early) with a friend, he asked something that really made me pause - “How would society look at…
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A finfluencer's ₹3 crore FIRE plan doesn't add up
Recently, a self-proclaimed founder of a wealth management company, who seems more of a Finfluencer posted about how a couple could achieve FIRE (Financial Independence, Retire Early) with…